Discover
Research screener
Rank and filter a scored equity universe on valuation, quality, growth and opportunity, then compare the shortlist side by side.
Private beta · Built in New Zealand
Your research partner in value investing.
Make informed decisions, on evidence you can check.
Your broker shows a balance. Qubits shows the decision behind it — screen for durable businesses on the numbers that matter, bring any broker’s holdings into one private view, and turn your transaction history into an analyst report your accountant will actually read.
Administrator-approved accounts · No card required during the pilot · Your broker password is never requested
Private by account
Isolated at the database level, not just hidden in the interface
No broker password
You export the file; Qubits never connects to your brokerage
Evidence, not opinion
Every figure carries its source and as-of date
Read-only
Qubits cannot place, cancel or execute a trade
One connected workspace
From market idea to tax paper, without the spreadsheet sprawl.
Qubits connects the jobs that usually sit in separate tabs: finding companies, understanding what you own, reviewing what changed, and producing the evidence at the end of the year.
Monitor
Holdings workspace
Bring positions from any broker into one matrix and read them by profit, value, units or portfolio weight.
Evidence
Reports and tax papers
Turn your transaction history into a full analyst report, dividend records and an indicative FIF working paper.
Plan
KiwiSaver scenarios
Model contributions, retirement income and fund costs with assumptions you set and can change.
Research that stays usable
Move from a long list to a defensible shortlist.
Compare valuation, business quality, growth, opportunity, analyst targets and long-run risk in one dense table. Save the companies that matter, put them side by side, and carry the same context into your portfolio review.
- Sortable, configurable table with heatmap and saved screens
- Compare up to ten companies on the measures you choose
- Returns, volatility, Sharpe and drawdown over named windows
- Send your own holdings straight into the screener to compare
- Useful on its own: no portfolio or broker file required
Screener
Compare the context, not just the price
| Company | Signal | Quality | Growth | Opportunity | 5Y drawdown |
|---|---|---|---|---|---|
| NVDANVIDIA | Positive | 94 | 86 | 64 | -31% |
| MSFTMicrosoft | Positive | 88 | 73 | 51 | -28% |
| PYPLPayPal | Review | 66 | 67 | 92 | -54% |
Illustrative rows. A window is left blank when the price history does not cover it.
Holdings matrix
Every portfolio, one review surface
HeldP/LValueUnitsWeight
Ticker
Sharesies
Hatch
Total value
MSFTMicrosoft
8.8%
3.5%
$18,240
CRWVCoreWeave
1.3%
-
$3,141
VGTVanguard Info Tech
-
7.9%
$11,062
Weight is each holding's share of the portfolio it sits in, so a column reads down to 100%.
Your holdings, properly connected
See every portfolio without losing the position-level detail.
Import brokerage files, reconcile holdings, and read the same matrix by profit, market value, units held or portfolio weight. Notes and watchlists stay attached to the ticker instead of disappearing into a separate spreadsheet.
- One matrix across every portfolio you hold
- Live marks with a review queue for threshold and research cues
- Research context sitting beside each position you own
The analyst report
A hundred pages of evidence, built from your own transactions.
Not a snapshot of today’s balance. Qubits replays your entire transaction history and produces a report you can send to an accountant or read as your own year in review — with a page for every company you hold.
Two honest return figures
Money-weighted XIRR and time-weighted return, side by side
A benchmark that matches your timing
SPY bought on the dates you actually funded the account
Realised profit, done properly
FIFO lot matching, so a later purchase cannot flatter an earlier sale
A page per company you hold
One page each: price history, fundamentals, analyst context
Alongside it: dividend income records and an indicative FIF working paper for New Zealand investors — designed to support the conversation with your accountant, not replace it.
portfolio-report.pdf
117 pages
QF
Qubits Finance
Portfolio Performance Report
Portfolio Overview
| Report period | 12 Feb 2022 to 25 Aug 2026 |
| Realised P/L (gross) | $57,428 |
| Unrealised P/L (open) | -$8,839 |
| XIRR (money-weighted) | +28.8% |
| Vs SPY, same trades | +76% |
Benchmark
Sector mix
Dividends
Decision support only, not financial advice · Prepared from your own broker records
A calmer workflow
Three steps. Then review what changed.
The workspace is built around periodic decisions, not constant trading activity.
- 01
Bring in the portfolio
Upload a transaction export from any broker. Sharesies and Hatch are read automatically; anything else you match once, column by column.
- 02
Add research context
Qubits joins your holdings to scores, analyst targets, key dates and portfolio analytics.
- 03
Work the review queue
Focus on material changes, upcoming dates and positions that need another look.
What is coming up
Earnings and ex-dividend dates inside the next 45 days
What is being said
Recent coverage of the companies you actually hold
What needs a look
Positions crossing your thresholds or research cues
Qubits research assistant · Limited preview
Ask about your data. Keep the decision yours.
Ask grounded questions about research freshness, daily portfolio context, holdings, live quotes and the screener. The assistant reads the same private, read-only boundary as the rest of the workspace — and it will tell you when it does not know.
Still in limited preview. It is switched on per account as the pilot widens, rather than included with a plan.
Qubits Research Assistant
Approved account · read-only
Freshness
See the source and as-of date
Daily brief
Review concentration and movers
Holdings
Explain one approved portfolio
Research
Search the shared screener
Questions and selected, minimum necessary tool results may be processed by OpenAI. Qubits does not store the conversation transcript. See privacy details.
Built for NZ adviser workflows
Portfolio oversight and KiwiSaver scenarios in one professional workspace.
The Adviser plan adds multi-portfolio oversight, a recurring private briefing on a portfolio you select, flexible holdings ingestion and editable KiwiSaver projections for client conversations. Outputs remain general decision support, used within your own professional obligations.
Request Adviser accessCross-portfolio oversight
One matrix across every client portfolio, with notes, review cues and configurable detail columns.
Private portfolio briefing
A recurring, holding-by-holding read of one selected portfolio, on a cadence you set.
KiwiSaver scenarios
Editable assumptions, contribution modelling, retirement drawdown and fund cost illustrations.
Flexible ingestion
Bring holdings in from PDF, image and CSV files as well as broker transaction exports.
Private beta plans
Start with the tools that match your work.
Accounts are approved manually during the pilot, so nobody is charged while it runs. Founder pricing is locked for early accounts when billing opens.
Compare all plansFounder
NZ$14/mo
Everything in Free, plus your private portfolio, the analyst report, dividends and the FIF working paper
Request accessAdviser
NZ$50/mo
Everything in Founder, plus multi-portfolio oversight, briefings, KiwiSaver and the research assistant
Request accessQuestions
Straight answers before you bring in your data.
Still unsure? Email info@qubits.co.nz before you upload anything.
Does Qubits tell me what to buy or sell?+
No. Qubits is a decision-support workspace. It does not provide personalised financial advice, does not recommend trades, and cannot place, cancel or execute an order. Every output is information you interpret and act on yourself.
Do I have to hand over my broker login?+
You export the transaction file from your broker and upload it yourself. Qubits never asks for your Sharesies or Hatch password and holds no connection to your brokerage account. Imports land in your private workspace and nowhere else.
Which brokers work?+
Any of them. Sharesies and Hatch exports are read automatically; for every other broker you upload the CSV and match its columns once - which is the date, which is the amount, and what your file means by "B". Adviser accounts can also bring holdings in from PDF and image files, or build a portfolio by hand.
What makes the analyst report different from my broker's statement?+
It is generated from your own transaction history rather than a snapshot, so realised profit uses FIFO lot matching and the benchmark buys SPY on the dates you actually funded the account. It runs on request and typically takes ten to fifteen minutes; you are notified when it is ready.
How do you handle missing or thin data?+
A figure is shown only when the history behind it covers the window it is named after. If a company has eighteen months of trading, its three-year volatility is left blank rather than filled in from eighteen months. An empty cell is a real answer.
Can I use the tax outputs for my IR3?+
The FIF and dividend outputs are indicative working papers built from the records you supply. They are designed to support a conversation with your accountant, not to replace one, and they are not a tax return.
Is my portfolio visible to anyone else?+
Every workspace is scoped to the authenticated account that owns it. Portfolios, holdings, reports and saved research are isolated at the database level, not merely hidden in the interface.
What does the research assistant actually do?+
Approved accounts can ask read-only questions about research freshness, daily portfolio context, holdings, live quotes and the screener. It explains data Qubits already holds. It does not trade, and it does not give personalised advice.
Private beta